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To get started on your USDA Rural Development Guaranteed Loan you can apply online via our Secure Online Loan Application.

Remember when applying for USDA Rural Development Guaranteed Loan you must:

  • Have a minimum 620 middle credit score. If unsure of your credit score, your Loan Officer upon request will provide you with your current middle credit score
  • Be at least 36 months from a major credit delinquency such as bankruptcy and/or foreclosure/short sale/deed in lieu
  • Require a minimum mortgage amount of $80,000

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